Backer: Smart 529 Savings1.30.1 - App Store

Give family a place to back their future. Backer makes it simple to open or link a 529 education savings plan for your child, share their gifting page, and give the people who love them an easy way to contribute.

THE SIMPLE, FAST, FUN WAY TO 529
. SIMPLE - Open or link a 529 in less than 5 minutes
. SMART - Grow your savings with tax-free investing
. SOCIAL - Invite family and friends to chip in

FIND THE RIGHT 529 PLAN FOR YOU
529s are confusing, with over 100 different ones in the U.S. Tell us a little about your family and we'll recommend plans that fit, each scored on fees, tax savings and Morningstar ratings.

ALREADY HAVE A 529? LINK IT TO BACKER
We connect to most 529 plans in the country. Link the plan you already have and manage your savings and gifts in one place.

GROW YOUR SAVINGS TAX-FREE
A 529 is like a retirement account for your child's education. Your savings grow tax-free, and withdrawals for qualified education expenses are tax-free too - not just college tuition, but books and supplies, housing, certain K-12 expenses, apprenticeships and more. If you've been wondering how you'll be able to afford college, a 529 plan is the answer.

INVITE FAMILY AND FRIENDS TO CHIP IN
Build a team of backers - grandparents, aunts and uncles, family friends, even your old college roommate. Every child gets a gifting page with a custom link that's easy to share. Think birthdays, holidays... Wednesdays. We send your backers reminders around the holidays and when your child's birthday is coming up, and they can give by bank account, card, Apple Pay or Google Pay.

AUTOMATE YOUR CONTRIBUTIONS AND GIFTS
Paperless setup. Automated contributions. Projected savings. Set up monthly or yearly contributions, watch your savings grow, and see every gift from your backers, all from your phone.

SIMPLE, TRANSPARENT PRICING
Backer Basic is $0 to join, with a $1.99 platform fee per contribution or gift. Backer Pro ($29.99/year or $2.99/month) removes the platform fee on contributions you make and adds priority support. Card processing fees may apply. Details at backer.com/pricing.

SECURITY YOU CAN TRUST
We use the strongest available browser encryption, secure servers monitored 24/7/365, and industry-leading identity verification. Your 529 investments are held in a government-sponsored account that you can access any time.

NEED OUR HELP?
Visit help.backer.com or reach our team at support@backer.com.

Disclosures: This app is operated by Principly, Inc., an SEC-registered investment adviser using the trade name Backer. Investing involves risks, and any account you open or send money to may lose value. Investing in 529 plans in particular involves certain tax considerations and related risks. Projected savings shown in the app are hypothetical and not a guarantee of future results. For disclosures, see backer.com/legal. "Backer" is a registered trademark of Principly, Inc. Copyright (c) 2026.

Version History A new coat of paint to fit our refreshed brand 1.30.1 3d ago A few small improvements to help you save better together! 1.29.0 Oct 2 A few small improvements to help you save better together! 1.28.0 Aug 15 A few small improvements to help you save better together! 1.27.3 May 3 A few small improvements to help you save better together! 1.27.2 Mar 12 A few small improvements to help you save better together! 1.27.1 Mar 2 A few small improvements to help you save better together! 1.27.0 10/25/2025 A few small improvements to help you save better together! 1.26.0 10/14/2025 A few small improvements to help you save better together! 1.25.0 03/24/2025 A few small improvements to help you save better together! 1.24.1 03/25/2024 A few small improvements to help you save better together! 1.24.0 02/21/2024 A few small improvements to help you save better together! 1.23.1 12/04/2023 A few small improvements to help you save better together! 1.23.0 11/07/2023 A few small improvements to help you save better together! 1.22.0 06/20/2023 A few small improvements to help you save better together! 1.21.0 05/03/2023 A few small improvements to help you save better together! 1.20.0 04/08/2023 A few small improvements to help you save better together! 1.19.0 03/08/2023 A few small improvements to help you save better together! 1.18.0 02/09/2023 A few small improvements to help you save better together! 1.17.0 12/14/2022 A few small improvements to help you save better together! 1.16.0 11/05/2022 A few small improvements to help you save better together! 1.15.0 10/19/2022 We’ve been hard at work on a new way to connect with your backers. Introducing… family updates! Upload a few photos of recent family moments, add some captions, and create a beautiful sharable slideshow that you can easily share with family and friends. Download the latest version today to give it a try! 1.14.0 10/02/2022 A few small improvements to help you save better together! 1.13.0 08/23/2022 A few small improvements to help you save better together! 1.12.0 08/03/2022 A few small improvements to help you save better together! 1.11.2 07/27/2022